Flood Protection: Should You Add Special Perils to Your Allianz or Takaful Policy?

Don't Risk Your Asset to Flash Floods

Flash floods are increasingly common in KL and Selangor. Standard car insurance policies **do not** cover flood damage unless you add "Special Perils" coverage.

How Much Does It Cost?

Typically, adding flood protection from **Allianz, Lonpac, or Takaful Malaysia** costs only a small fraction of your total premium (usually around 0.2% of the sum insured). This is a small price to pay to protect an asset worth tens of thousands of Ringgit.

Protect Your Investment Today

When you renew through Intercontinental Motors, we automatically check the "Special Perils" rate for you and explain the benefits. Don't wait until the next heavy rain—check your coverage today.

Disclaimer

This guide is generated by Artificial Intelligence. Intercontinental Motors Sdn Bhd provides this information for educational purposes only.