Camry vs Accord vs Passat Depreciation in Malaysia
Quick answer
In this selected sample from Intercontinental Motors' in-house records, the 2021 Toyota Camry 2.5V recorded the lowest observed raw depreciation at 50.1%, retaining 49.9% of its reference Malaysian new-car price. Its observed in-house wholesale price was RM94,700 against a reference new price of RM189,900.
It was also the lowest-mileage vehicle in this comparison, so part of the apparent advantage may be related to mileage. The ranking is not mileage-adjusted.
Why this comparison matters
D-segment sedans offer space, highway comfort and executive-car refinement, but the market for large sedans has narrowed as more buyers move to SUVs. Brand confidence, maintenance costs and mileage can therefore produce meaningful differences in used value.
The figures below use observed in-house wholesale prices rather than retail asking prices. Wholesale values usually allow for inspection uncertainty, preparation cost, warranty exposure, financing support, stock-holding time and dealer margin. They should not be presented as guaranteed retail market values.
Depreciation comparison
| Vehicle | Mileage (approx. per year) | In-house wholesale price | Reference new price | Value retained | Actual depreciation | Simple loss per year |
|---|---|---|---|---|---|---|
| 2021 Toyota Camry 2.5V | 52,952 km (10,590/yr) | RM94,700 | RM189,900 | 49.9% | RM95,200 (50.1%) | RM19,040 |
| 2021 Volkswagen Passat R-Line | 63,422 km (12,684/yr) | RM87,200 | RM203,411 | 42.9% | RM116,211 (57.1%) | RM23,242 |
| 2022 Honda Accord 1.5 TC-P | 109,960 km (27,490/yr) | RM80,100 | RM195,900 | 40.9% | RM115,800 (59.1%) | RM28,950 |
What the sample shows
From lowest to highest raw depreciation, the selected observations rank as: Toyota Camry 2.5V (50.1% loss), Volkswagen Passat R-Line (57.1% loss), Honda Accord 1.5 TC-P (59.1% loss).
The gap between the lowest and highest raw depreciation was 9.0 percentage points. The lowest simple annual ringgit loss was Toyota Camry 2.5V at RM19,040 per model year. Percentage loss, actual ringgit loss and annualised loss measure different things, so they should be read together.
How mileage changes the interpretation
The selected vehicles range from 52,952 km to 109,960 km. The lowest-mileage observation was the 2021 Toyota Camry 2.5V, while the highest-mileage observation was the 2022 Honda Accord 1.5 TC-P.
Mileage is displayed and converted into an approximate kilometres-per-model-year figure, but no arbitrary RM-per-kilometre adjustment is applied. A proper mileage-adjusted valuation would also need exact registration dates, condition grades, service history, accident and flood history, ownership type, location and multiple comparable transactions.
What usually affects value in this segment
Large-sedan buyers usually examine comfort, reliability, fuel use and future repair exposure. Cooling systems, suspension, electronics and drivetrain maintenance become increasingly important as age and mileage rise.
Advice for used-car buyers
- Inspect suspension, steering, cooling and air-conditioning systems carefully.
- Check turbocharged and dual-clutch drivetrains for documented maintenance where applicable.
- Confirm that safety systems, infotainment and powered equipment function correctly.
- Budget for tyres, batteries and age-related wear rather than focusing only on purchase price.
Before booking, compare like with like: same year, exact variant, local or recon status, mileage band, ownership history and realistic condition. An unsold online advertisement is not proof of the final transaction value.
Advice for owners planning to sell
- Repair warning lights and obvious suspension or cooling issues before listing.
- Provide invoices for transmission, cooling-system and major maintenance work.
- Show rear-seat, boot and interior condition clearly because these are family and executive cars.
- Use an inspection-led valuation rather than comparing only with unsold online advertisements.
Owners who need a faster exit may prefer a direct sale or trade-in. Owners with a presentable car, complete documents and more time may consider managed car consignment, where Intercontinental Motors can assist with presentation, enquiries, viewings, financing coordination, PUSPAKOM, ownership transfer and handover steps.
Buy, sell or consign with Intercontinental Motors
Browse available used cars, request a direct-sale or trade-in assessment, or discuss managed consignment.
Intercontinental Motors is located at Lot 27668, Jalan Nuri 7, Off Persiaran Surian, Kota Damansara, Petaling Jaya. View the location and Klang Valley service areas.
Frequently asked questions
Which D-segment sedan retained more value in this sample?
The selected 2021 Toyota Camry 2.5V recorded the lowest raw depreciation percentage and the lowest mileage in this comparison.
Why can a Passat be cheaper than a Camry when both were expensive new?
Used values reflect perceived maintenance risk, buyer demand, warranty status, age, mileage and condition, not only the original list price.
Is an older executive sedan a good used-car buy?
It can offer substantial comfort for the money, but buyers should reserve funds for suspension, cooling, electronics, tyres and other age-related repairs.
What is the best selling route for a well-kept Camry, Accord or Passat?
A direct sale can provide speed, while a presentable car with records may suit consignment when the owner wants a retail-facing sales process.
Methodology and price sources
This article uses 3 selected vehicle observations from an internal dataset containing 850 raw in-house records and 820 unique observations after exact deduplication. Depreciation is calculated as reference new price minus observed in-house wholesale price. Simple loss per year divides that amount by model-year age using 2026 as the analysis year.
- 2021 Toyota Camry 2.5V: reference price RM189,900. KLIMS18: New Toyota Camry 2.5V launched. Price basis: Generation launch price, rounded reported OTR.
- 2022 Honda Accord 1.5 TC-P: reference price RM195,900. 2020 Honda Accord launched in Malaysia. Price basis: 10th-generation TC-P launch price.
- 2021 Volkswagen Passat R-Line: reference price RM203,411. Volkswagen Passat R-Line launched in Malaysia. Price basis: SST-exempt launch/list price.