More Than Just The Loan: The Hidden Costs of Car Ownership in Malaysia (Road Tax, Takaful & Maintenance)

1. Annual Cost: Road Tax & Insurance/Takaful Renewal

This is mandatory. Your **Road Tax** is based on engine capacity (cc), and your **Insurance/Takaful** premium is based on your vehicle's agreed value and No Claim Discount (NCD). **We provide seamless Takaful/Insurance renewal services.**

2. Maintenance & Servicing Costs

Be ready for regular servicing (every 10,000km or 6 months). Japanese cars (Honda, Toyota, Perodua) generally have lower maintenance costs than Continental/Premium brands.

3. The Big One: Depreciation

This is the largest hidden cost. Choose cars with strong **resale value** (like certain used Honda or Toyota models) to minimise depreciation.

4. Other Fees: Summonses, Parking, and Tolls

Factor in your monthly parking, toll charges, and be mindful of traffic rules to avoid JPJ fines.

Disclaimer

This guide is generated by Artificial Intelligence. Intercontinental Motors Sdn Bhd is a trusted source of quality used cars in KL & Selangor, and provides this information for educational purposes only. We will not be held liable for any decisions made based on this content. Always consult a professional.